Dear So and So

**Biciclista** · 08-30-2011, 10:55 AM

to whom it may concern.
Yes, I imagine you DID think it was funny when I thought I'd cured my UTI with lots of juice. Ok ok, I went to the doctor. I hope you're happy, she even gave me a flu shot.

Sincerely,
former Bacteriology student

**indysteel** · 08-30-2011, 11:34 AM

Originally Posted by Biciclista

to whom it may concern.
Yes, I imagine you DID think it was funny when I thought I'd cured my UTI with lots of juice. Ok ok, I went to the doctor. I hope you're happy, she even gave me a flu shot.

Sincerely,
former Bacteriology student

I feel your pain. I went through a period a couple of years ago where I had about five UTI's in six months' time. Honeymoon cystitis (of sorts). It was a blast. What made it even worse is that antibiotics would almost always induce a yeast infection. Needless to say, I started to have a lot of anticipatory anxiety, which is not really what you want in an intimate relationship. I ultimately started taking a preventative antibiotic called Proloprim on an as needed basis. No UTIs since. I did learn the hard way that once infection sets in, no amount of cranberry juice or water will cure it. It's better to just bite the bullet and call your doc.

I hope you start feeling better!

**Biciclista** · 08-30-2011, 02:04 PM

wow, Indy, I have been so lucky, not a single one in 40 years... but yeah, i have the same problem with antibiotics as you do.

**tulip** · 08-30-2011, 03:18 PM

Dear Homeower's Insurance Company,
So let me get this straight. If the giant tree that snapped but didn't finish falling on my house because it got caught on another branch had indeed fallen and hit my house, you would pay for $10k + to repair my house and take down the tree. But since it's dangling precariously 20-feet above my house, you wont chip in even one dollar to have it removed.

In addition, since the claim has been denied, if it falls before I can get a tree company to take it down--tree companies are near impossible to get in these parts right now BECAUSE THERE WAS THIS HURRICANE that you might have heard about--you won't cover ANY damage because in that case the homeowner (moi) would be considered negligent because said homeowner did not take immediate action to remove the tree.

On top of that, you made this decision from your office in Texas and didn't even bother to send someone out to take a look. That would explain you inane suggestion to "just hire some neighborhood guy with a chainsaw to take it down." IT'S A FRIGGIN TREE HANGING 40 FEET UP IN THE AIR!!! And do you really think that a $2 million payout to the guy's family when he falls and dies or breaks his back is a particularly cost effective way to handle taking down the tree??

Yes, I have contacted the state insurance commission and I will be moving my coverage for both houses and my car once this is resolved.

Sincerely,
Tulip

**NbyNW** · 08-30-2011, 04:27 PM

Wow, Tulip. So sorry your insurance company is not being helpful.

I take it you are documenting this situation with photographs?

**tulip** · 08-30-2011, 04:38 PM

I'm documenting every conversation, and I have plenty of photos.

Dear Power Company,
Any day now...hate to bother you, but I sure would like to stop eating out every day. But until the power comes back on and I can put things in my fridge, you're costing me an arm and a leg. I can't imagine how families are coping with this cost burden.

**Biciclista** · 08-30-2011, 04:56 PM

the homeowner is responsible for taking prudent responsible action, whatever reasonable action they can.
if they denied your claim, you did exactly the right thing to contact the insurance commissioner's office.

you might be able to do some temporary shoring up? according to my insurance adjuster husband you have done everything right.

your policy is most likely only covering the cost of removing the tree from the building and damage to the house. they won't pay to haul the tree away even. and only if it hits the house

for them to imply that you are negligent is disingenuous on the part of your insurance company but since there is no damaged covered property it makes sense that it is denied.

he says the customer service of your insurance is really bad.

and that was good to contact the insurance commissioner.

this from my DH on drugs and chemo riding an exercise bike in a hospital room.

**indysteel** · 08-30-2011, 05:22 PM

((((Tulip)))). What a horribly frustrating situation. You can't win. Hang in there and keep us posted.

**jessmarimba** · 08-30-2011, 06:53 PM

Ugh, Tulip, that's awful. If I knew any tree-cutters in Richmond I'd send 'em your way first.

My dad's house is still out of power too, but he's on the Powhatan/Chesterfield line and they're always the last to get it back. Unfortunately they're on well water so are out of self-supplied water too. He said he was pretty surprised that the ritzier areas (like near the country club of VA) were still out. Seems to be a pretty random process of restoring it this time.

**crazycanuck** · 08-31-2011, 02:11 AM

Dear Self,

It's a dang good thing you made that specialist Sports Dr's appt for friday...flaring up an injury thought to be making positive progress isn't a good look....Duh.. ya...

One day i might even get back on my bike, walk de doggies etc..

**tulip** · 08-31-2011, 07:06 AM

Dear Tree Down The Street That Fell On A Live Wire And Caught Fire And Exploded With Much Panache At 2AM Jolting Me And My Neighbors Out Of Bed And Cutting Power To Everyone Including Those Who Actually Had Their Power Restored Days Ago,

THANKS!!

You put us at the top of the power company's list and by 10:30 am, we all have power!

Now to go grocery shopping...

Dear Tree Company,
I sure hope you get out here today like you said you would. I thought for sure that last night's explosion was my tree deciding to crash through my little house. So did my neighbors, who came running to rescue me. But my tree is still there, hanging out and swaying in the breeze.

**Biciclista** · 08-31-2011, 07:21 AM

wow, Tulip, I am impressed!

Originally Posted by tulip

Dear Tree Down The Street That Fell On A Live Wire And Caught Fire And Exploded With Much Panache At 2AM Jolting Me And My Neighbors Out Of Bed And Cutting Power To Everyone Including Those Who Actually Had Their Power Restored Days Ago,

THANKS!!

You put us at the top of the power company's list and by 10:30 am, we all have power!

Now to go grocery shopping...

Dear Tree Company,
I sure hope you get out here today like you said you would. I thought for sure that last night's explosion was my tree deciding to crash through my little house. So did my neighbors, who came running to rescue me. But my tree is still there, hanging out and swaying in the breeze.

**Blueberry** · 08-31-2011, 08:11 AM

Tulip-

You have my sympathies. Seems like you're doing everything you possibly can - sometimes insurance companies just really suck

Good luck!!

**Crankin** · 08-31-2011, 09:32 AM

Good work, Tulip! You made that tree fall.

**snapdragen** · 08-31-2011, 06:38 PM

Originally Posted by Crankin

Good work, Tulip! You made that tree fall.

Even if it was the wrong tree...

We had a tree issue, couldn't get the city to come out and inspect it. (We have to have the cities permission to remove street trees) Finally dad called again and asked "I just need to know who to call when this thing falls and kills someone". They were out within the hour.

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