Quote Originally Posted by indysteel View Post
Remember that come January, you'll have to first meet your deductible before insurance will pay anything. Whether and what the co-pay (or co-insurance) is may be irrelevant, depending on how high your deductible is. Good luck figuring this part of the situation out.

As for your mother, I am so sorry. I hope this second surgery is the last and that she finally gets to go home soon.
True, but at least I would be able to use my flexible spending account...but I just need to figure this out. My dr. says sooner is better than later so this doesn't become chronic.

Poor mom, I think she is starting to believe that she isn't going to go home...and that doesn't help the situation. This is about as stressful for her as it ever gets for anyone I think