I've always felt that one risks looking like a poseur with a 'kit' that matches. I see them when I ride at the beach, nice bike, not a speck of dirt, perfectly matching clothing, down to the socks. Never actually riding, mind you. Just standing around some waterhole. Most people I see actually RIDING aren't quite as fashion consious.

I ride whatever isn't in the wash. My mother was the accounts administrator for HiTorque (MTB Action, Road Bike Action..) magazines and she brought home a lot of shirts and shorts over the years and nothing matches and I don't care. Free is good. I've got stuff with logos of teams and companies that don't exist any more and I don't care. I look like a circus on wheels sometimes. As long as I'm riding and not posing I don't care. I'm having fun.

To me, the 'kit' that matters is what is in the saddlebag or Camelbak (and yea I ride with a Camelbak so I guess I'm a Fred). Kit is what I use when something happens and I have to fix my bent wheel and patch a tube so I can make it home.