While I shared the cost of their care...I don't want to convey a "poor me" attitude. My parents led a thrifty life and saved well, have GREAT insurance, and an adequate fixed income. I invest their money well...but I can't squeeze out $20,000/month

I'm a BIG FAN of Long Term Care Insurance. It doesn't pay for everything, but it really takes the edge off...

I'm also a big fan of being active in retirement. I compare Silver's parents to mine...same age, but totally different physical shape. All because of activity.

My parents drink out of habit and BOREDOM...They sit in a chair, watch TV all day, get depressed about everything on TV that is wrong with the world...and drink.

I think that medicare or social security should provide a touring bicycle and helmet to everyone on their retirement day! Now, that would be government largesse well spent!