Just from the posture I've seen riders settling into on RANS vs Electra, I'd recommend the Electra. From a coolness factor, I'd recommend the Electra. On a resale front (in case you go for another bike someday) I'd vote for the Electra.

There are a couple women on the board who ride Electras. I think one of them has been doing some centuries on her Townie.

Multiple gears are very nice to have. Even if you don't think you'll be riding where you'd use them yet, you might want to get one with plenty of gears for later. (cuz once you start riding again, you know you're not gonna wanna stop! )

Welcome to the board!