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  1. #1
    Join Date
    Sep 2004
    Location
    Albuquerque, NM
    Posts
    3,099

    It's Official: I'm a Bike Commuter

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    Well - it's official. I just got my new truck and they worked out a special deal for me (I lease) that is based on 10,500 miles a year (not standard on a truck lease) and my insurance company just listed my vehicle as a secondary vehicle not used for work with an 8,000 mile annual limit. I got a great lease deal on the truck and my insurance rates are now lower on my brand new vehicle than they were on my 3 yr old one. The mileage on the vehicle I just turned in was 21,092 after 3 yrs but I'm still sweating bullets that I'm gonna mess up on the mileage!
    Talk about incentive to ride my bike now! LOL
    Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways, champagne in one hand, strawberries in the other, body thoroughly used up, totally worn out and screaming: "Yeah Baby! What a Ride!"

  2. #2
    Join Date
    Jul 2005
    Location
    WA, Australia
    Posts
    3,292
    Quote Originally Posted by CorsairMac
    Well - it's official. I just got my new truck and they worked out a special deal for me (I lease) that is based on 10,500 miles a year (not standard on a truck lease) and my insurance company just listed my vehicle as a secondary vehicle not used for work with an 8,000 mile annual limit. I got a great lease deal on the truck and my insurance rates are now lower on my brand new vehicle than they were on my 3 yr old one. The mileage on the vehicle I just turned in was 21,092 after 3 yrs but I'm still sweating bullets that I'm gonna mess up on the mileage!
    Talk about incentive to ride my bike now! LOL
    Wow Corsair thats fantastic. Yep you really are a hardcore bike commuter.
    Im pretty sure the environment is smiling at you as well.

    Well Done
    The most effective way to do it, is to do it.
    Amelia Earhart

    2005 Trek 5000 road/Avocet 02 40W
    2006 Colnago C50 road/SSM Atola
    2005 SC Juliana SL mtb/WTB Laser V

  3. #3
    Join Date
    Oct 2002
    Location
    San Francisco Bay Area
    Posts
    9,324
    It took Thom much time to convince our insurance company that I almost never drive to work. Our society seems to think cars are the only mode of transportation.

    V.
    Discipline is remembering what you want.


    TandemHearts.com

  4. #4
    Join Date
    Jun 2005
    Location
    Illinois
    Posts
    3,151
    You're my role model... you've convinced me to try it, too - the insurance thing, not the commuting 'cause I do that (though I just paid up last month... but I suppose I should start the campaign *now* for changing it - I have put 260 miles on the car, 960 on the bike so far in 2006).
    You rock!!!

  5. #5
    Join Date
    Nov 2005
    Location
    Chi-town
    Posts
    3,265
    I love it! Good for you. L.
    Run like a dachshund! Ride like a superhero! Swim like a three-legged cat!
    TE Bianchi Girls Rock

  6. #6
    Join Date
    Jun 2005
    Location
    Portland, OR
    Posts
    1,253
    Quote Originally Posted by Veronica
    It took Thom much time to convince our insurance company that I almost never drive to work. Our society seems to think cars are the only mode of transportation.
    Awesome! You could have just rolled up a pantleg and shown them your calves to convince them, right?

  7. #7
    Join Date
    Jan 2004
    Location
    San Diego
    Posts
    1,516
    that is soooo cool! I hope to start commuting once or twice a week next week again... time change is a comin! Comeon Spring!!!!
    There is a fine line between "hobby" and "mental illness".

  8. #8
    Join Date
    Jun 2004
    Location
    Nebraska
    Posts
    1,192
    Good for you. When younger daughter goes off to college, I think we'll try something similar with our insurance. DH bikes to work, I work at home or walk to my paycheck job so surely we could save on insurance too, right?

    I'm liking this...
    Give big space to the festive dog that make sport in the roadway. Avoid entanglement with your wheel spoke.
    (Sign in Japan)

    1978 Raleigh Gran Prix
    2003 EZ Sport AX

  9. #9
    Join Date
    Jun 2004
    Location
    Sonoma County, CA
    Posts
    658
    Quote Originally Posted by MomOnBike
    Good for you. When younger daughter goes off to college, I think we'll try something similar with our insurance. DH bikes to work, I work at home or walk to my paycheck job so surely we could save on insurance too, right?

    I'm liking this...
    I think you have to ask for "low mileage" discounts and make sure you have lots of maintenance records. My husband and I managed to get the discounts, but we had to supply copies of receipts that indicate mileage and they had to be spaced so many months apart. It was a bit of a hassle but worth it to be able to say "I told you so" to the insurance agents who refused to believe we don't drive everywhere.

  10. #10
    Join Date
    Sep 2005
    Location
    Nebraska
    Posts
    146

    We have one car on low mileage rates

    The car my hubby uses to drive to his parking lot where he catches the company bus for commuting the hour to work is on the low mileage rate. The other car is not as we use it for getting the family around to various functions and trips. Our insurance agent asked a few questions and took an odometer reading, but that was all. I guess we also are to save the maintenence records, but that's no big deal. You do have to ask them for it and be persistent b/c they won't believe you drive that little. But it's out there.

    /s

  11. #11
    Join Date
    Jul 2005
    Location
    Seattle, WA
    Posts
    325
    CorsairMac


    You rule!!!!!!! Thanks for encouraging my bike commuting too. I love it. Now if I could convince my workplace to give financial incentives too.....

  12. #12
    Join Date
    Dec 2004
    Location
    DuPage Co IL
    Posts
    865
    That's great, Corsair! I'd try for it too if I didn't have to drive the kids around so much (they're too big to fit in a trailer ). Maybe in a few years when they fly the coop!

  13. #13
    Join Date
    Oct 2005
    Posts
    2,309
    And if my memory serves me often this commute includes one HECK of a climb- into headwinds??? right??
    All I can say is YOU ROCK!!!!
    Of course I don't work, so my commute is down the hall to the kitchen to do the dishes! ha ha! Easily handled on foot! Though I do have two hoursebroken bikes who are just waiting for me to ride them if I'm so inclined... ha ha ha

  14. #14
    Join Date
    Nov 2005
    Location
    Between the Blue Ridge and the Chesapeake Bay
    Posts
    5,203
    Congratulations on becoming a bike commuter. I've been commuting for over three years, and I really cannot fathom work without my bike ride! Driving makes me angry and the Metro can be slow AND very crowded.

    My husband and I have avoided buying a second car because I commute by bike. In fact, we are able to hold on to our old car longer because we don't drive it much (it's a '92 Accord with 170k miles. It ain't pretty, but my bike sure are!) The hubby is a musician and needs a car to get to performances and rehearsals. I use the car for work maybe once a month.

    My commute is 14 miles each way and actually takes me about the same time as driving, given traffic and searching for a parking spot (not to mention having to move my car every 2 hours or risk $$ tickets!). I'm healthier, happier, and more productive at work because I have more energy all day long! I also save a ton of $ and time by not having to belong to a gym. I still take pilates classes once per week and practice at home, however.

    Good move!

  15. #15
    Join Date
    Mar 2006
    Location
    Metro DC Area
    Posts
    6

    commuting

    Congratulations on your car deal!

    Any tips on bike commuting? I biked my route this morning and tomorrow will be my first day commuting. I can no longer take the Metro DC traffic, which is funny because I have only lived here for a little less than a year! It is only 15 miles (30 round trip) so I just decided to dive in...

 

 

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