If I am going to keep riding my bike I need health insurance!

[kajero]

Actually I need health insurance no matter what.

I need help with selecting a health insurance policy. COBRA is really expensive. Can anyone give me advice. I looked on eHealth. I talked to a customer service person and he really helped me out. He provided reasonable quotes, I just don't know what to select.

Should I select a high deductible and lower premium?

Cobra will be 443 a month! I would have a 1000 deductible with 10% co-insurance. There is no limit of Dr visits. Co Pays are $25. It does include prescription benefits. All other plans don't.
The other plans have a limit of 4 visits with co-pays between $30 -$40. After that you pay a discounted rate. Those plans are between $258 and $301, but they have a deductible of anywhere between 5000-7500. The co-insurance is 0 which means once I reach the deductible, I don't have any more costs. the plans do have prescription coverage

I can handle, with only some difficulty, a $7500 deductible. I just hate knowing the inheritance from my Dad will be spent on medical insurance. :-(
Obama care is supposed to start in October. Premiums will be based on your income. I wonder if they will look at your current income. If so, I will come out great . . . I don't have any income -- unless unemployment comes through.