If your daughter is going to need a bike I see nothing wrong with practicing on what she will ride before you get a bike. How tall is your daughter? She might fit a bike with 26 inch wheels. I sold my Trek 800 mountain bike, with a very small 13 inch frame but with 26 inch wheels, to parents who bought it for their pre-teen daughter who was probably only about 4'9".
One thing to keep in mind is that people who post on bike forums tend to be avid cyclists and lean towards bikes that are used for a lot of riding. There are a whole lot of people who are completely happy on hybrids or even mountain bikes that they ride like hybrids. For example, my spouse likes to ride but maybe 10 to 15 miles max in a day. He rides a hybrid and a mountain bike. He isn't interested in a road bike.
It may be hard to know where you end up. Unfortunately, sometimes the first bike you get is the bike that tells you what your second bike should be.
I guess my bottom line is the same as Oak's. Buy what you want to ride now. Not what you might want someday. Not what your husband thinks you might want.
Good luck in your search!
Trek Madone 4.7 WSD
Cannondale Quick4
1969 Schwinn Collegiate, original owner
Terry Classic
Richard Feynman: “The first principle is that you must not fool yourself and you are the easiest person to fool.”