Today it was in the mid 30s with light snow. I rode 10 miles wearing:
PI elite tights. These have no chamois and I didn't bother with shorts for such a short ride. They are wind blocking in the front.
Wool knee socks.
Gore base layer with a wind blocking front (I debated wool but was glad I went with the wind block since I wore no jacket)
Some no name company thick top layer, all synthetic
Thin wool hat under my Bern helmet
Wool buff, pulled up my neck and covering my nose and mouth until I warmed up
Ski gloves
Worked out well. As usual, my eyes dripped but it was warm enough that they quit dripping after a bit. The buff was a nice addition. The ski gloves have to go but I don't anticipate many cold weather rides. Ditching the jacket made me sweat a lot less, or the sweat dissipated better.
I still hate the cold and can't wait to go south, which is going to be later this year than usual.
Trek Madone 4.7 WSD
Cannondale Quick4
1969 Schwinn Collegiate, original owner
Terry Classic
Richard Feynman: “The first principle is that you must not fool yourself and you are the easiest person to fool.”