Glad you are okay! That is frightening when your bike stops moving (and you don't).
When I ride my Jamis--my commuting and errand bike--I prefer to carry my lock in my panniers. Since it's my errand bike, I'm usually running errands on it and need my panniers for the errands, like mail from the post office, a few groceries, etc.
Occasionally, I'll need to lock up my road bike, which does not have a rack or panniers. In those cases, I bring only my cable lock in a small backpack, and I never let the bike out of my sight even when locked up. I also don't ride long distances with a backpack/cable lock.



I saw that one end of the bungee cord was hanging down and wrapped around my rear sprocket (between all the gears in the back) at least 2 full revolutions and the other end was hooked to the rear rack. Despite getting my hands greasy, I carefully unwound the mess, tossed the bungee (the metal hooked end was totally straight!). I lost my cable lock somewhere along my route. I rode slowly, shifting all my gears from throughout the range to make sure everything was fine. I re-rode my route to see if I could find my cable and I didn't. Oh well. I ended up putting my U-lock in the deep back pocket of my Jersey/Jacket and made it home.
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Oh well. I'm alive.

