Sounds like you have thought about everything to me.
IMO with the back arthritis and planning on riding centuries and not so much racing . . . I would focus more on endurance bikes or one where you aren't down too low in the front. You don't want to put added stress on your lower back.
I say, test ride as many as you can and get the one you can't stop thinking about!



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We're running out of room for all our bikes...

