While I was riding yesterday someone broke into my car, smashed the side window. I have a car alarm, and it most likely went off, however the car was in a park at the start of a bike trail so there are often many cars but no people. Annoying.

But, what I wanted to bring up was what my insurance company said. My policy does not cover theft of the contents of the vehicle unless they are 'hard attached' to the car. That mean car stereo, covered, cell phone, not covered. It also means that if my bike had been stolen off the rack on my car it would not be covered by my car insurance.

I wanted to mention this to all of you so you will think about where you are covered and where you are not. Home owners insurance will cover things not on your property, but only if you have purchased a rider to do so. We put a lot of money into our bikes, so I wanted to get everyone thinking about it.

Barbara