I probably fractured a rib in a crash this summer (rider about 4 people ahead of me in a group went down, and I had no way to avoid going down.) It hurt to laugh, cough, sneeze, or breath too deeply. However, I was able to ride. Climbing out of the saddle hurt for a few weeks, but I was able to ride - well enough to take a weeklong tour in Colorado just three weeks after. I just had to take it a little easier than usual. You might be back in the saddle sooner than you think!
For 3 days, I get to part of a thousand other journeys.