What about checking into a Kona Dew? I use one for my commuter, and even did a triathlon on it. I really love this bike (just as much, but in a different way, as I love my Waterford). My bike shop guys called the Dew "bombproof". Eyelets for all the fenders and racks you could want. Very nice geometry for speedy commuting and visibility.
http://www.konaworld.com/bikes/2k7/DEW/index.html