I'd suspect a manufacturing defect if a 6-month old frame gets a chip like that. Maybe a drop of water or oil on the frame when they painted it. Try taking it back to your LBS and see if they'll honor the warranty. Or complain directly to Specialized. You might get the run-around, since you can't prove you didn't damage it. But it's worth a try.
Oil is good, grease is better.
2007 Peter Mooney w/S&S couplers/Terry Butterfly
1993 Bridgestone MB-3/Avocet O2 Air 40W
1980 Columbus Frame with 1970 Campy parts
1954 Raleigh 3-speed/Brooks B72