See, now I'm not so sure I agree with this, Colby! Riding around with

"sooner or later I'm gonna fall"

rolling around somwhere in the back of my head

is what's making me say, "Hmmmmm, do I really want to do this?" every time I give thought to getting the pedals, even though I KNOW how much of a performance booster they are!
(the knowledge that it will happen when I'm on skis tends to affect my skiing too, but snow is usually softer than chip-seal and I've got more clothes protecting my skin!)
Karen in Boise