Is it inevitable? Or are there any of you out there that truthfully do not experience any pain (crotch) when riding?

Here's my story:
Back several years ago, I was wrestling with the decision to buy either a new regular bicycle (like possibly a Terry) or a recumbent, because I was in constant pain with my current ride, despite trying a variety of saddles. I ended up buying the recumbent, because I just wasn't convinced that a regular bike could be comfortable, and if I was going to spend the cash, I wanted it to work for me. I do love my recumbent, but I still feel that there are times when a conventional bicycle would be preferable, for some reasons (visibility, manuverability). I am thinking that I would like to have a conventional bike for commuting and riding around in the city, and keep the recumbent for touring. Also, I have been off all bikes for several years now (for no really good reason, and several silly reasons) and am getting back into it now.

So, is it a matter of trying more saddles? (there is always another one) I did an online fit kit type thing at wrenchscience.com, and it told me that the conventional bike I have is not bad. I just want to know if my expectations are too high, and if I need to learn to accept ouchiness "down there" as part of the deal.