Wonderful, Dita. Can you add me? This really does help.

5' 3 1/2", 135 lbs, short waisted, 34D, plenty of hip.
Women's medium club cut fits very closely, like a road jersey for racing. A large would flap on me.
Unisex size S windvest - I removed the elastic and hemmed up. Fits snugly on the hips but doesn't flap in the breeze (I believe jo likes flap-happy vest while I hate the sound of it).
Women's sleeveless Race Cut jersey in size med also. Fits much like the club cut after I removed the elastic and hemmed also as, otherwise, hem would rise to the point of least resistance - somewhere above my belly button.
Size medium armwarmers - The smalls are a wee bit snug so I went with the meds. They feel a tad loose but don't slide down. I'm probably in the middle of these two sizes.