crazyc, this is how my thought process goes:
Mental checklist of things easily forgotten:
helmet check
gloves check
shoes check
waterbottles check
chamois buttr check
$$ check
snack check
OK I must be ready then!!
Duh!!!

My bike goes IN the car so I didn't have an empty bike rack to remind me. After all, how the hell do you forget your bike??? Imagine my expression when I opened the hatch.