Exactly. To think that you can go without health insurance is just irresponsible. Sure, I could pay for a physical, a mammogram, and and a colonoscopy. And maybe a couple of office visits a year. But, every year I get sinusitis and occasional UTIs. Medications for those things, without insurance are crazy expensive. As an adult in my 60s I am comparatively healthy, but I have allergies, a history of asthma, and I have just one prescription in addition to the inhaler I have for just in case. That one prescription is over 1,000.00 without insurance and I pay 120.00 a year for it.
Just because one's relatives lived to a ripe old age with little issue, it doesn't always mean you are free. Generally good genetics help, but my mom died at 67 from a horrible liver disease (autoimmune) and a failed transplant. Every other member of her family lived until 90+. My dad was unemployed and working in a retirement type job with no benefits. If it wasn't for MediCal, they would have been in jail from the medical debts. She was not old and wanted to move forward with treatment. I could not have helped pay for that.