If down is an issue, multiple blankets can also work. It got pretty cold here last night, and I haven't taken the comforter out of its summer storage bag yet (nor have I put the flannel sheets on yet -- I still have the regular cotton sheets on the bed). I use a regular fleece blanket on top of my thin cotton blanket during the warmer months. I put a fleece throw and the snuggie on top of the cotton blanket and regular fleece blanket last night, and I was too warm.
- Gray 2010 carbon WSD road bike, Rivet Independence saddle
- Red hardtail 26" aluminum mountain bike, Bontrager Evoke WSD saddle
- Royal blue 2018 aluminum gravel bike, Rivet Pearl saddle
Gone but not forgotten:
- Silver 2003 aluminum road bike
- Two awesome worn out Juliana saddles