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I continue to be shocked that people I know choose not to insure, I can assure you that countries with UHC take your money (in the UK, NI was 11.5% last time I looked). Insurance requires spreading the risk and not just allowing people who need the care to pay in. Health care in the US is set up as a consumer activity but it is totally ripe for a two tier system. Obamacare has it's hands tied behind it's back unless insurance is mandatory. I don't think the American people have the taste for that, even the poor. It is such a shame.




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