I thought I posted last night. I am sorry, I guess it didnt go through. I have decided to go the FX route. Especially since I live in Denver, I could keep it as a winter bike when I get a road bike. I go in tomorrow to get measured so my LBS can order this beauty. I test drove a trek FX and liked it. Only thing was I really wanted a WSD version. So they are going to order it so I can test drive it and I am almost sure I will get it.

http://treads.com/product/trek-7.0-f...s-192566-1.htm

I want to thank everyone for their thoughts and experiences. It really helped me figure out what was best for me and that it was ok, that there wasnt a right or wrong way to go about it.