I get cold feet earlier than others seem to. I wear thin wool socks, and toe covers on my shoes until about the low-mid 40's. After that my PI Barrier shoe covers come out and cover everything - I leave the toe covers on. If it is windy then my shoe covers come out closer to 45 than 40 degrees.
Good luck in finding out what works for you, it is different from person to person. This is what works for me.



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