These are great ideas! Thanks!! I found that in the low 50s upper 40s I mostly need wind stoppage and have been having luck with Target yoga shirt and a long sleeve T then my wind breaker as long as I have my gloves on I stay warm. I splurged on a wind proof glove from the LBS. They are Specialized I believe. I wore my bike shorts with lined windbreaker material pants and my regular socks and bike shoes. My feet were cold! I think I'll layer over the current layers a thin fleece and see if that works. Oh and I'll have to check out TJ Maxx for more or other options on the lower half. Thanks again!
How much better are wool socks for keeping your feet warm?