Crankin, from what I've seen, the better featured a plan correlates with a lesser HSA limit. We self insure (both self employed) and plans with "fabulous" benefits are not even an option unless we pay outrageous premium with no HSA: a traditional 80/20 plan that is horribly expensive is the only choice is that if what we want.The higher limit is associated with higher deductible plans. Plans with the higher HSA amount might be available but just not offered through the employers broker.

I'm not going to venture into how screwed up our system is here in the US.