Quote Originally Posted by ny biker View Post
With our plan, you pay 100% of all medical costs until you reach your deductible, then the plan is supposed to pay 100% of costs after that. There are no co-pays.
All plans are different. We have an 80/20 high deductible plan that on the one hand covers certain wellness things ( mammograms etc) 100% with no deductible, and other things not at all. The rest goes to the deductible. So we use our hsa for all sorts of things.