I generally don't ride in temps below 50 but last spring I did charity ride on a cloudy day with temps in the high 40s. My legs and feet were freezing, indicating that my old tights are no longer warm enough for me, so based on recommendations here I'm planning to buy some Sugoi Mid Zero tights.
I have a Showers Pass jacket made with eVent fabric. With a l/s wool base layer and a l/s jersey, I was actually too warm.
My hands tend to be cold all the time, but they were toasty warm that day with SmartWool glove liners and Bontrager windshell gloves. I like this combination because you can just wear the windshell gloves for temps in the 50s, but can easily make them warmer with the liners if necessary. The only problem was that the Bontrager gloves are "unisex" and the fingers are longer than they need to be. But better to be a bit too big than too tight.
- Gray 2010 carbon WSD road bike, Rivet Independence saddle
- Red hardtail 26" aluminum mountain bike, Bontrager Evoke WSD saddle
- Royal blue 2018 aluminum gravel bike, Rivet Pearl saddle
Gone but not forgotten:
- Silver 2003 aluminum road bike
- Two awesome worn out Juliana saddles