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  1. #31
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    Feb 2006
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    the foggy wetlands,los osos,ca
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    Quote Originally Posted by pll View Post
    +1. I agree with you.



    +2 :d
    Blessed are the flexible, for they shall not be bent out of shape.
    > Remember to appreciate all the different people in your life!

  2. #32
    Join Date
    Feb 2008
    Location
    Maine
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    1,650
    Quote Originally Posted by shootingstar View Post
    So in the U.S., it has always been or recent trend on using certain health measurements by private health insurers for discounts/premium payments?
    IME it comes into play more for life insurance rates. But DH and I have not yet reached a time where this would have been an issue for us in applying for health insurance, so maybe others have had different experiences.

    We've bought individual insurance a couple of times while in between jobs and they will quote us premium/deductible packages based on primary and no. of dependants before we have even sent our health questionnaires in.

    The larger issue is whether you have a pre-existing condition that could get you denied coverage entirely (but after that there may be state programs that you can qualify for). DH really goofed on this once: he indicated that I had a spinal cord injury when all I had was a fracture to two vertebrae. So I got denied coverage. I had to spend a whole day on the phone clearing that one up!
    2014 Bobbin Bramble / Brooks B67
    2008 Rodriguez Rainier Mirage / Terry Butterfly Tri Gel
    2007 Dahon Speed Pro TT / Biologic Velvet

  3. #33
    Join Date
    Feb 2008
    Location
    Maine
    Posts
    1,650
    I have mixed feelings on nationalizing insurance. On the one hand, the peace of mind that you are covered whether or not you are working is immense; On the other, I feel like I was already paying for health care when I had it through my employer; the money just didn't flow through my hands first. So I feel like it's just one big giant accounting problem that Americans will never agree on.

    It was interesting to be living in Alberta while the health care debate was going on a couple of years ago. For one thing, a lot of Americans seem to think that Canada's health care system is national. If I understand right (please correct me if I'm wrong, Shootingstar!), what they have is a federal mandate that the provinces and territories provide health care insurance. So, you're covered but your insurance does not travel with you if you move to another province/territory or even just go on vacation. DH's company paid extra for us to have travel-related health insurance. I suppose if you don't have extra insurance you can always submit a claim but I don't know how successful people are with that.

    Delivery of services can vary greatly depending on your geographical location. There are tons of Drs. in the big cities. Smaller towns struggle to attract and retain Drs. Even though Alberta has a perennial shortage of doctors, they don't make it easy for doctors to come from outside of the province to work; on several occasions we met experienced doctors (both men and women) who followed a spouse to Alberta from another part of Canada and it sounded like the requirements for them to get licensed to practice in Alberta were onerous.

    I was never able to find a PCP in Edmonton. I asked both locals and newcomers for recommendations and everyone directed me to the listings on the Alberta Health website. The only Drs. taking new patients were at the public clinic where there is no guarantee of seeing the same person from one visit to the next. I started wondering whether having a PCP was a privilege reserved for locals. But as it turns out even a lot of my local friends had trouble getting a PCP. I could go on, but this post is getting long enough.

    OTOH, some of the public health initiatives were very impressive. Getting a flu shot was a piece of cake, even during the whole H1N1 supply thing. I had a friend who lost 45 lbs, on her way to losing 60, through an experimental weight loss program with Alberta Health.
    Last edited by NbyNW; 01-02-2012 at 11:41 AM.
    2014 Bobbin Bramble / Brooks B67
    2008 Rodriguez Rainier Mirage / Terry Butterfly Tri Gel
    2007 Dahon Speed Pro TT / Biologic Velvet

  4. #34
    Join Date
    Nov 2007
    Location
    Western Canada-prairies, mountain & ocean
    Posts
    6,984
    I believe there is a federal arrangement with provinces for transfer of money to the provinces for each provincial public health insurance program.

    But that's only part of the story. Yes, I agree there are provincial differences of what residents pay (or not pay), availability of doctors, etc.

    I've lived in Ontario, B.C. and Alberta. For whatever reason there is a problem in Alberta of immediately securing a family doctor as a new resident....it's probably a combination of doctor shortage, more women doctors who choose not to work punishing long hrs. (my sister is a living example with 2 young children. Now up to 40% graduating med students are women in Canada.). But there are other reasons.

    BUT in Alberta for wierd (and stupid) reasons a resident does not have to pay a quarterly govn't imposed premium which is the opposite of B.C. (and I think Ontario. But I would have to ask.) This has been in effect for last few years. I doubt that is helpful to provincial budget on health care, but this province is more "selfish", in terms of its social support programs, etc. in general.

    Alberta is the only province that doesn't have provincial sales tax...personally I just think it's stupid. Tax payments from the oil firms could never possibily cover our provincial budget.

    I just see less sophistication and social services advocacy in Alberta. Voices of marginalized and weak/sick are quite muffled, compared to Toronto or Vancouver. And Calgary now has 1+ million people due to rapid growth in oil and energy sectors.

    Yea, I guess I better get on the waiting list for family doctor..


    In B.C. a single person pays abit over $56.00CAN every 3 months to the goverment. So it's VERY reasonable to have access to physician care. Of course, with additional payments to an insurer (ie. Blue Cross), one can stay in the hospital longer, get their own private room, etc. These top up services vary across different provinces in Canada. I am aware of this only because I've worked for various employers and knew what additional health benefits I could pay into.


    In Vancouver I just merely dropped to my family doctor down the street with an appointment of course. Sure there were line-ups (as there are in big cities with many people) ...but it wasn't as difficult to find a family doctor with several days advance appointment booking for first time.

    May I explain the level of quality of health care that is possible if you are in the right province, better city in Canada:

    My father is under the care of specialists at Canada's top cancer research hospital in Toronto. He was never discriminated, never put back somewhere in the lineup for appointments because he is 82 and has cancer, which is terminal/non-curable now. He has appointments every few months, spend time, etc. He takes drugs. I have not heard of my parents charged much (if any) for these highly specialized drugs.


    Sorry for my rant. But there are long time Albertans who want less tax, it is a province with big C Conservative for many decades, etc. Well, guess what: this is the situation that's going on right now. Alberta is abit like Canada's version of Texas in a down-scaled way, probably.

    So does all this mean I should start taking my heart rate. For me it means doing simple stuff often, maybe not perfectly....cycling, eating ok, etc.
    Last edited by shootingstar; 01-02-2012 at 06:44 PM.
    My Personal blog on cycling & other favourite passions.
    遙知馬力日久見人心 Over a long distance, you learn about the strength of your horse; over a long period of time, you get to know what’s in a person’s heart.

  5. #35
    Join Date
    Feb 2008
    Location
    Maine
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    Quote Originally Posted by shootingstar View Post
    Sorry for my rant. But there are long time Albertans who want less tax, it is a province with big C Conservative for many decades, etc. Well, guess what: this is the situation that's going on right now. Alberta is abit like Canada's version of Texas in a down-scaled way, probably.

    So does all this mean I should start taking my heart rate. For me it means doing simple stuff often, maybe not perfectly....cycling, eating ok, etc.
    No problem -- I knew you would have an interesting perspective on this since you have lived in several provinces and still have family all over. What I don't get about Alberta is that they are always talking about how wealthy the province is, yet they can't get their priorities straight and solve some of the problems that you outlined.

    FWIW, I think the oil companies absolutely could fork over more $$, for all the environmental damage they cause that potentially impacts public health.
    Last edited by NbyNW; 01-03-2012 at 08:50 AM.
    2014 Bobbin Bramble / Brooks B67
    2008 Rodriguez Rainier Mirage / Terry Butterfly Tri Gel
    2007 Dahon Speed Pro TT / Biologic Velvet

  6. #36
    Join Date
    Nov 2008
    Location
    Brisbane, Australia
    Posts
    11
    Quote Originally Posted by indysteel View Post
    My resting heartrate varies, but has been tending to run in the low 50s. Over the summer when my thyroid was whack, it was in the 65-75 range and could get to 110 if I was just sitting at my desk. That sucked.
    Same here. I've got Hashimotos and taking my resting HR every morning actually got me onto it. I'd probably still be clueless about the Hashimotos if I hadn't noticed the rapid changes and spikes in resting HR.

    It can be in the 60-65bpm region when my thyroid plays up. My endocrinologist restricted me to 120bpm and I wasn't allowed to bring my HR up any higher during my rides, which was a challenge because just thinking about riding usually gets me excited!

    It's all back to normal now and this morning it was 52bpm, which is low.

  7. #37
    Join Date
    Sep 2007
    Location
    Uncanny Valley
    Posts
    14,498

    Heh.

    Speed comes from what you put behind you. - Judi Ketteler

  8. #38
    Join Date
    Sep 2006
    Location
    Central Indiana
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    6,034
    Quote Originally Posted by GrooverBrisbane View Post
    Same here. I've got Hashimotos and taking my resting HR every morning actually got me onto it. I'd probably still be clueless about the Hashimotos if I hadn't noticed the rapid changes and spikes in resting HR.

    It can be in the 60-65bpm region when my thyroid plays up. My endocrinologist restricted me to 120bpm and I wasn't allowed to bring my HR up any higher during my rides, which was a challenge because just thinking about riding usually gets me excited!

    It's all back to normal now and this morning it was 52bpm, which is low.
    Yeah, I've been tracking it a lot more closely lately. I even have an app on my iPhone that measures it.
    Live with intention. Walk to the edge. Listen hard. Practice wellness. Play with abandon. Laugh. Choose with no regret. Continue to learn. Appreciate your friends. Do what you love. Live as if this is all there is.

    --Mary Anne Radmacher

  9. #39
    Join Date
    May 2006
    Location
    Hillsboro, OR
    Posts
    5,023
    Interesting.

    Though, when I was my most overweight and very out of shape (about 2 years ago - BMI obese, BF above 30%, could barely run for 3 minutes straight), my RHR was still in the low 40's.

    A low RHR in an of itself is not an indicator of good health. Just like BMI or any other metric, it's only one tool in the tool box and the whole picture needs to be evaluated.
    My new non-farm blog: Finding Freedom

  10. #40
    Join Date
    Nov 2008
    Location
    Brisbane, Australia
    Posts
    11
    Quote Originally Posted by indysteel View Post
    Yeah, I've been tracking it a lot more closely lately. I even have an app on my iPhone that measures it.
    I usually stick with the good old-fashioned finger-on-the-pulse counting... LOL

  11. #41
    Join Date
    Sep 2006
    Location
    Central Indiana
    Posts
    6,034
    [QUOTE=GrooverBrisbane;619615]I usually stick with the good old-fashioned finger-on-the-pulse counting... LOL[

    I'm bad with math!
    Live with intention. Walk to the edge. Listen hard. Practice wellness. Play with abandon. Laugh. Choose with no regret. Continue to learn. Appreciate your friends. Do what you love. Live as if this is all there is.

    --Mary Anne Radmacher

  12. #42
    Join Date
    Sep 2007
    Location
    Uncanny Valley
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    Quote Originally Posted by indysteel View Post
    I'm bad with math!
    More accurate if you count the full minute anyway.
    Speed comes from what you put behind you. - Judi Ketteler

  13. #43
    Join Date
    Nov 2008
    Location
    Brisbane, Australia
    Posts
    11
    Quote Originally Posted by OakLeaf View Post
    More accurate if you count the full minute anyway.
    Agree. Always count the full minute! Sometimes I need three attempts though because I keep falling asleep... Counting is so soothing! "blush"

 

 

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