This is why my bike stuff lives in my truck. I did have an incident last summer when I forgot my bike shorts. I had been swimming first, trying to gather the nerve for a tri. I considered riding in my swimsuit, with a jersey over it, but it looked ridiculous, so I had to ride in sweats rolled up over my knees, which also looked ridiculous...After that, I put a spare set of bike clothes in my truck.
Nanci
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"...I'm like the cycling version of the guy in Flowers for Algernon." Mike Magnuson