I like the idea of getting the clipless and just putting them on later. I hear it's pretty easy to switch them out, something that I could do myself. Thanks for the suggestion! Plus then I don't have to worry about getting shoes right away and can shop around a bit.
I got a Felt ZW6. I tried a number of bikes, some "better" and some "lower," but this one just seemed right. I will definitely be taking tons of pics.