Dear So and So

[jessmarimba]

Dear HR Department:

The new $3000 deductible on our health insurance does not make me feel either "proactive" or "empowered" about my health care.

I don't know how much influence you have over their policies, but my company used to have a higher deductible insurance with a supplemental health reimbursement account that would refund us a good chunk of the deductible. I think it cost them significantly less money than the insurance with the lower deductible would have cost. Maybe it's a suggestion to bring up?