I starting road riding only a little over a year ago, so I am pretty much a complete newb. I was hesitant to delve into the whole realm of cycling apparel at all! I am always very self conscious about how I look and I hate all clothing! LOL. BUT, I wanted to be comfortable on my bike. I wanted to ride long distances. I want to get faster - and really that means dressing the part. There are good reasons why the cycling clothing is designed like it is. So, I made myself get over it. I now wear jerseys and shorts (oh, and I love the socks). I love the pockets on the jerseys. I can't imaging wearing more clothing to deal with. For those of you that said you wear more than one pair of shorts or something over the shorts It is true that most people don't give a fig about what you look like, so it is up to you to make yourself more comfortable. But the real truth is, if you don't like it that much, don't wear it. You don't have to.