Catrin, that sucks!

Dear master's program and financial aid system--
Your whole intent is to leave me broke, isn't it? $12,000 a year, not including books and living expenses. I don't have that kind of money. Unfortunately, my parents were far too conscientious about saving money for my education. So it's not like I have no money...meaning I get no financial aid apart from federal loans, and will graduate with a master's degree, no money, no real job prospects, and in debt. (I wonder what would happen if I blew all my savings on a car...)

For my end goals, this is probably the best thing to do. It's not the smart thing to do.