Yesterday, I rode at sunrise. It was about 11 degrees with some wind. Uggh, it was miserable, but I missed four days of riding outside earlier in the week due to a big snow which now is melted. The gatorade in my bottle was frozen solid by the time i got home! Today will also be frosty but it isn't supposed to be as bad (fingers crossed). Aside from a very cold ride the day after T'giving, yesterday's was the coldest ride of the year. And yes, our winter has been mild here in the DC area.
V--I found that I have acclimated to the cold and anything above 25 degrees doesn't bother me too much so long as I layer. If it gets below 25 degrees, my feet usually end up getting cold, despite foot warmers, amfib shoe covers and wool socks.