personal check question

[Mr. Bloom]

We pay everything electronically. I write maybe 3 checks a year and hardly buy stamps...

I'm with you, but I bet I don't even write three/yr. But, that still doesn't protect against red's problem. Most of the bills I pay "electronically" are still mailed as paper checks by my "electronic vendor". Most recipients, including small time landlords and property management companies, are just not set up to accept EFT payments.

[MomOnBike]

The way my bank works, the fee for a stop order for a check is only applied if someone tries to cash the check. If it really is lost, you don't get charged, in other words. Or at least that's the way it has worked for me when I've needed to stop checks.

I like the idea of just writing another check, and having the original going toward next month's rent when and if it shows up.

[Catrin]

I'm with you, but I bet I don't even write three/yr. But, that still doesn't protect against red's problem. Most of the bills I pay "electronically" are still mailed as paper checks by my "electronic vendor". Most recipients, including small time landlords and property management companies, are just not set up to accept EFT payments.

Yep, this is typically how it works. I've yet to have a landlord who took payment in any other form than a personal check. I've also had payments mailed by my bank go "missing" in the mail for a month or more - so I only go through my bank for payments that are really being made electronically. At least if "I" mail it I know it was actually sent.

[redrhodie]

They got it today, along with a letter from USPS saying it had been damaged in the mail. Glad I didn't stop payment.

[Koronin]

Glad to hear it finally showed up.