Wow, Tri Girl, starting to pay for serious stuff at 13...Once I got a job my parents didn't pay for ANYTHING (well, aside from the obvious food and shelter in the house).
Once I got a job I paid for clothes, school lunches, extracurricular expenses and anything else I needed/wanted.
I am appreciative of how my parents raised me with finances. I appreciate everything I got because from age 13 on it was bought with my own money.
My parents were quite poor but still they didn't ask that out of us and if we weren't allowed to have a job at that time, well then nothing was possible.
Actually even at university for my 2 degrees, I was flabbergasted that many students went off south into Florida to vacation for a few days. None of my friends did, and they came from families with more money. As soon as I started to earn money for full time work after university parents told me to start saving abit for retirement.
I started to listen them ...3-4 yrs. later, socking abit of money lazily away, not truly understanding what I was doing in terms of making money grow. Then I snapped out of it when I started to consider a home...
Wow Murrien no credit card. That is an achievement. And I'm a person that has only had to pay interest twice in my lifetime on overdue credit card bills. I consider it an achievement that I don't used debit card. So M. you are remarkable.