ladyjai....sooooo glad that you are ok

"the frame is steel, but the fork is carbon, and Mike was checking it out, and it looks as though it's been bent a hair.. bleh"

as I can attest (see thread somewhere here titled sumthin like "bonehead move of the year") a steel frame is repairable almost no matter what you do such as drive it into the garage roof....

Yet another reason to love steel.

I'd replace the carbon fork, hope the insurance gets you a real puhrty one! Wait till the adjuster finds out "that part costs what??!!

But what's most important is that you are ok.