My therapist charges 70 percent of her usual fee for sessions cancelled with less than 24 hours noticed, but she does offer her regulars one free pass a year. I've only ever cancelled at the last minute because of bad weather. I'm usually more than happy to avail myself of her services. But I also don't really have a mental disorder, minus some infrequent and episodic mild depression. I would suspect that certain populations aren't particularly compliant.

Good job with the financial stuff, Tulip. I'm glad things are looking up!