yeah, I don't wear much under my jacket, but having a naked face in icey rain/wind really does hurt. I'll try one of those masks because the few times I rode with the gaitor it makes breathing hard/hot/clustrophobic and end up pulling it down under my chin anyways. Having an air hole probably would help.

rubywagon, where did you get your wool buff? I'm very big on merino wool (my gaitor is merino), so it would actually be good to have a buff, too.