Of course stand-over height is important but if there is one dimension that is "most important", it is top tube length. If that dimension if off then you will have the never ending battle of moving your saddle all the way forward or all the way back and/or having to ride a super short stem that will throw off balance and handling.
I know it is very hard to find many bikes in stock that you can ride. Stores just don't stock lots of 44cm, 48cm bikes. And at 5'2" I'm betting that is where you will end up. Get all your dimensions, do your web homework and then be willing to drive to some non-local shops if you have to. Or, try to attend some larger bike rides or events where you might have a chance to ride or at least straddle someone elses bike.
Have you tried the XXS or XS Giant yet? How about a Terry? Be willing to consider 650c wheels if you need to, they are not the disability some people think they are.
Last, Georgina Terry has a great podcast and there are two programs that may interst you. If you don't download MP3 files you can just click and listen on their site. Check out "Small Things Considered" and also "Buying a Bike-The Bike Shop Experience.
http://www.terrybicycles.com/podcast/page/2
I'm a short guy and finding a bike that fits has been a battle for 30+ years. Good luck, have patience and do a regular search of Craigslist for your state and even nearby states if you are willing to drive.
Originally Posted by Laguna
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