The ride overall on the bike is pretty comfortable. I do have a longer torso as compared to my inseam. I don't find myself stretching for the handle bars. I have a comfortable bend at the elbows. The shop owner did suggest a straight handle bar at first, so that I can shift gears easier with my short stubby fingers. As I get used to being on a bike again, the owner of the shop will swap out the pedals for cleats and change the handle bars free of charge.
Being a new rider, I think my shoulders and hands are getting a workout because I'm so tense. I find myself gripping the handle bars so tight especially when going down hill. I haven't been on a bike in over 16 years! I just have to keep riding to build that confidence up. I love the sport and I especially enjoy riding alongside my pops! He's been riding for over 40 plus years. Although, my dad reassured me that not having that one inch clearance was fine; I just couldn't shake what a random gentleman said to me outside the shop. He said, "You should have a one inch clearance just in case you need to make an EMERGENCY stop. You feet should be flat on the ground when standing over your bike."