Fun ~Tell us your most important items you keep in your panniers (if you carry them)

[Tri Girl]

I always laugh when I find a stray pair of undies in there after an incompletely unloaded commute.

Ha! Isn't that the truth.


For work it's boring: change of clothes, lunch, etc.

For other times it's more interesting:
Nutella (you never know when you're going to have an emergency that calls for it), flat fixing stuff, camera (although that sits in my handlebar bag), multi-purpose tool (leatherman thing) and sunscreen.

Of course, I always carry a small change purse with a $5 bill and a credit card and my cell phone.