Could you suggest the sunscreens that you are currently using? I have avoided the sun for most of my 50 years due to some bad experiences with sun poisoning as a child and in my early 20's. However if I want to ride I can't avoid the sun any more I currently have Coppertone Sport 50 Ultra Sweatproof sunscreen - but I do wonder about the chemical content. My skin isn't used to anything like this...
I am very fair, and also am of Eastern European ancestry (and Scot - but I take after my father's family where my complexion is concerned).