All nice bikes.

I would like to make one comment about your problems with the Mountain bike and WSD:

Don't base a "need" for WSD on an ill fitting Gary Fisher. His mountain bikes are KNOWN for their longer top tubes...even for men. Do look at WSD by all means, but don't be afraid to test ride the similarly sized "men's" bike as well.

O, and if you have a Scott dealer around you I'd at the Speedster (both unisex and feminine) to your list of bikes to try.