At one point I added up the "well dog care" and compared it to what VPI would pay vs. what I'd paid VPI -- the preventative coverage wasn't worth it. They were lifesavers when my first corgi, Rikki, had lymphoma. I had opted to buy the Cancer Rider a couple of years before, it really came in handy, and I didn't go bankrupt.

Chloe is covered too, thankfully I haven't had to use it a lot. They covered all of her specialist visits when she had corneal ulcers, and the different xrays she's had over the years.