Quote Originally Posted by ilima View Post
get your insurance involved.
Your insurance will be involved as soon as they receive the ER claim. They'll send you a subrogation form they haven't already. But they will be looking out ONLY for their interests, NOT for yours. Once they've recovered whatever fraction of your medical expenses they pay, they are done.

Your insurance company won't get you any recovery for your lost wages; pain and suffering; any recovery for permanent scarring; any replacement of your gear which it sounds like is too small an amount to submit to your homeowners'/renters' insurance. If you need a lot of therapy for your shoulder (sounds likely) and your insurance doesn't cover it (in general pretty likely with most insurance plans), they won't help you get recovery for that, either.

Get an attorney of your own. At least talk to someone; nearly all plaintiffs' firms won't charge you for an initial consultation.