Big hug for you cause I know first hand what this is like!
The owner of the dog that hit me first denied the possibility "He's never chased anyone before!"
"Well actually he chased me and a friend 3 weeks ago"
so she says "Well, if you knew there was a dog that chased you why would you ride on this road?" I though my BF was going to have a canary!!
If there are leash laws like there are here, you have a valid case against the home owner's insurance. I have yet to make a claim in my case, not having been released from my DR's care.
I hope you are feeling better and back riding soon!