OMG, that's awful! The bank should be responsible for all fees as a result of their mistake. Somebody made a data entry error most likely, but it shouldn't be that much hassle to fix it.

My son just got a credit card, wanting to develop a credit rating. What happened to the good old days when paying your bills, utilities, and rent was sufficient for a credit rating? Now they make you borrow money before you can borrow money.

My brother has been on a payment plan as a result of a partial bankruptcy. They haven't credited his house payment properly for 6 months. No one can figure out why, not even the bank apparently. His payment plan is supposed to be up this month but they've not credited any of his last several months payments to his house payment principle, it's all being tagged as "interest" and the bank can't fix it. No wonder our economy is in the shape it's in, the lunatics are running the asylum!