Well I went through yesterday and filed a dispute for each and every one of these bogus charges. This "bank" makes you file separate reports for every charge, and there are about 30 of these.

They denied them ALL.

Sent me an e-mail (for EACH DISPUTED CHARGE, so like 20 or 30 e-mails) with a list of generic questions and told me I had to provide this information and REFILE another dispute for each and every one of these bogus charges. AGAIN.

These were along the lines of has the card ever been lost and then you found it, was the card in your possession, etc etc, very generic questions that should have been include on the dispute form they make you fill out online to start with. No reason these questions shouldn't have been asked right up front, and in fact I answered them over the phone when I initially called.

Anyway it took me 2 hours to go through and refile all those disputes. And I'm told I'm going to have to do it again and again and again, so they can be sure I'm telling a consistent story (eg they're trying to catch me in a lie).

In the meantime, they put me on hold for 48 minutes waiting to talk to a supervisor, then switched me to voicemail, which cut me off because I didn't have a "mailbox #".

Jeez! At least I caught it before the 60 day window to file a dispute had passed.